Stepstone / Upper Spencer, KY

Neighborhood

Nearby Neighborhoods in Stepstone / Upper Spencer

Home Value$152.3K

Median Rent$900

Median Age37.1 yrs

30+ Min Commute39%

Home Value$181.3K

Median Rent$830

Median Age38.1 yrs

30+ Min Commute34%

Home Value$223.4K

Median Rent$1.1K

Median Age48.4 yrs

30+ Min Commute42%

Hope / Lucky Stop

Home Value$158.6K

Median Rent$824

Median Age37.3 yrs

30+ Min Commute47%

Preston / Olympia

Home Value$120K

Median Rent$601

Median Age44.3 yrs

30+ Min Commute41%

Klondike / Prewitt

Home Value$163K

Median Rent$674

Median Age41.9 yrs

30+ Min Commute40%

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024 · © OpenStreetMap contributors·Sources

Housing in Stepstone / Upper Spencer

Median Home Value

$166,400

Median Year Built

1997

Vacancy Rate

9.2%

Owner/Renter Ratio

72.7%

Median Property Tax

$1,388

Effective Tax Rate

0.83%

Home Value Distribution

How home prices are spread across the area. Shows the range of property values and where most homes fall.

Under $200K: 80.8%
$200K-$350K: 17.1%
$350K-$500K: 1.4%
$500K-$1M: 0.0%
$1M+: 0.8%

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024·Sources

Owner vs. Renter

Share of homes that are owned vs. rented. Neighborhoods with higher ownership tend to have more long-term, stable residents.

Owner Occupied: 72.7%
Renter Occupied: 27.3%

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024·Sources

Housing Type

What kinds of residential buildings make up the area — from single-family homes to large apartment buildings.

Single Family: 76.6%
Small Building (2-4 units): 8.1%
Apartment Building (5+ units): 0.5%
Mobile / Other: 14.8%

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024·Sources

Vehicles per Household

Distribution of vehicles per household. Shows how many cars residents typically have — useful for evaluating parking and transit demand.

No Vehicle: 0.8%
1 Vehicle: 26.3%
2 Vehicles: 42.3%
3+ Vehicles: 30.6%

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024·Sources

Mortgage Status

Share of owner-occupied homes with an active mortgage vs. owned outright.

With Mortgage: 72.7%
No Mortgage: 27.3%

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024·Sources

Occupants per Room

How crowded homes are based on the number of people per room. Higher occupancy can indicate housing affordability challenges.

Not Crowded (1 or fewer per room): 99.2%
Moderately Crowded (1.01-1.50): 0.8%
Severely Crowded (1.51+): 0.0%

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024·Sources

House Heating Fuel

Primary heating fuel used by households. Shows what energy sources are most common in the area.

Utility Gas: 9.4%
Bottled/Tank/LP Gas: 2.9%
Electricity: 86.5%
Fuel Oil/Kerosene: 0.0%
Coal/Coke: 0.0%
Wood: 1.2%
Solar Energy: 0.0%
Other Fuel: 0.0%
No Fuel Used: 0.0%

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024·Sources

Home Value by Year Built

Median home value grouped by the decade the structure was built. Shows how construction era affects property values.

New (2000+): $319,700
Modern (1980-1999): $346,800
Post-War (1960-1979): $184,500
Pre-1960: $143,000

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024·Sources

Housing Age & Structure

When homes were built and what types of structures exist. Helps assess the age and character of the housing stock.

New (2020+): 0.0%
Recent (2000-2019): 48.5%
Modern (1960-1999): 40.2%
Pre-1960: 11.3%

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024·Sources

Internet Access

Types of internet connections available to households. Important for remote workers and families.

With Internet Subscription: 93.0%
Internet Without Subscription: 2.3%
No Internet Access: 4.7%

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024·Sources