Fair Housing Disclaimer

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Equal Housing Opportunity

Settilo LLC is committed to the principles of the Fair Housing Act and supports equal housing opportunity for all.

Our Commitment

Settilo LLC is committed to full compliance with the Fair Housing Act (42 U.S.C. §§ 3601–3619), Title VI of the Civil Rights Act of 1964, Section 504 of the Rehabilitation Act of 1973, the Americans with Disabilities Act (ADA), and all applicable state and local fair housing laws.

We believe that every person has the right to choose where they live free from discrimination. Our neighborhood analytics platform is designed to empower home buyers with objective, data-driven information — not to steer, restrict, or influence housing choices based on any protected characteristic.

What Our Service Does and Does Not Do

Our Service DOES:

• —Provide objective neighborhood analytics based on publicly available data sources.
• —Offer data-driven insights on factors such as school quality, commute times, cost of living, amenities, and environmental conditions.
• —Allow users to personalize reports based on their self-stated lifestyle preferences (e.g., proximity to public transit, school ratings, walkability).
• —Present information equally to all users regardless of their personal characteristics.

Our Service DOES NOT:

• —Make recommendations based on the racial, ethnic, religious, or national origin composition of a neighborhood.
• —Steer or discourage users from exploring any particular neighborhood or area.
• —Serve as a consumer report under the Fair Credit Reporting Act (FCRA).
• —Provide information intended for use in lending, insurance, employment, or tenant screening decisions.
• —Use demographic data about protected classes as a factor in any score, rating, or recommendation.
• —Limit the neighborhoods or areas presented to users based on any protected characteristic.

Protected Classes

Under federal fair housing law, it is illegal to discriminate in the sale, rental, or financing of housing based on:

• —Race or color
• —Religion
• —National origin
• —Sex (including sexual orientation and gender identity)
• —Familial status (including children under 18 and pregnant persons)
• —Disability

Many states and localities provide additional protections, including but not limited to source of income, age, marital status, veteran status, and other characteristics. We design our Service to comply with the broadest applicable protections.

Data and Methodology Transparency

Our analytics are derived from publicly available data sources including but not limited to the U.S. Census Bureau, American Community Survey, state education departments, FBI Uniform Crime Reports, the Department of Transportation, and other federal, state, and local government databases.

We do not intentionally use protected class data, nor do we design the Service to rank, filter, or recommend neighborhoods based on any protected characteristic. We strive to monitor and assess our methodologies to reduce unintended bias.

Important: While we strive to provide accurate and unbiased information, no automated system is perfect. If you believe any content on our platform promotes, suggests, or results in discriminatory treatment, please contact us immediately at [email protected].

Prohibited Uses

Users of our Service are expressly prohibited from using any data, reports, or analytics provided by Settilo LLC for any purpose that would violate the Fair Housing Act or any other applicable civil rights law. Specifically, our Service must not be used to:

• —Discriminate against any person or group of persons in connection with the sale, rental, advertising, or financing of housing
• —Engage in blockbusting, steering, or redlining practices
• —Use as a factor in any lending, insurance, or underwriting decision
• —Use for tenant screening or rental application evaluations
• —Restrict or limit housing opportunities based on any protected characteristic

Violation of these prohibitions may result in immediate termination of your account and may be reported to the appropriate enforcement authorities.

Filing a Complaint

If you believe you have experienced housing discrimination, you may file a complaint with:

• —U.S. Department of Housing and Urban Development (HUD): File Online or call 1-800-669-9777
• —Your State or Local Fair Housing Agency: Many states and municipalities have their own fair housing enforcement offices.

If you believe our platform has presented information in a discriminatory manner or contributed to a discriminatory outcome, please contact us at [email protected]. We take all such reports seriously and will investigate promptly.