Okaloosa County, FL

County

Housing in Okaloosa

Median Home Value

$351,200

Median Year Built

1990

Vacancy Rate

17.8%

Owner/Renter Ratio

68.4%

Median Property Tax

$2,011

Effective Tax Rate

0.57%

Home Value Distribution

How home prices are spread across the area. Shows the range of property values and where most homes fall.

Under $200K: 25.4%
$200K-$350K: 64.1%
$350K-$500K: 8.0%
$500K-$1M: 1.3%
$1M+: 1.3%

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024·Sources

Owner vs. Renter

Share of homes that are owned vs. rented. Neighborhoods with higher ownership tend to have more long-term, stable residents.

Owner Occupied: 68.4%
Renter Occupied: 31.6%

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024·Sources

Housing Type

What kinds of residential buildings make up the area — from single-family homes to large apartment buildings.

Single Family: 70.5%
Small Building (2-4 units): 4.6%
Apartment Building (5+ units): 20.1%
Mobile / Other: 4.8%

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024·Sources

Vehicles per Household

Distribution of vehicles per household. Shows how many cars residents typically have — useful for evaluating parking and transit demand.

No Vehicle: 3.6%
1 Vehicle: 31.6%
2 Vehicles: 42.7%
3+ Vehicles: 22.1%

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024·Sources

Mortgage Status

Share of owner-occupied homes with an active mortgage vs. owned outright.

With Mortgage: 61.4%
No Mortgage: 38.6%

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024·Sources

Occupants per Room

How crowded homes are based on the number of people per room. Higher occupancy can indicate housing affordability challenges.

Not Crowded (1 or fewer per room): 97.7%
Moderately Crowded (1.01-1.50): 1.6%
Severely Crowded (1.51+): 0.7%

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024·Sources

House Heating Fuel

Primary heating fuel used by households. Shows what energy sources are most common in the area.

Utility Gas: 23.8%
Bottled/Tank/LP Gas: 1.5%
Electricity: 73.0%
Fuel Oil/Kerosene: 0.0%
Coal/Coke: 0.0%
Wood: 0.2%
Solar Energy: 0.7%
Other Fuel: 0.0%
No Fuel Used: 0.9%

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024·Sources

Home Value by Year Built

Median home value grouped by the decade the structure was built. Shows how construction era affects property values.

New (2000+): $1,207,600
Modern (1980-1999): $692,700
Post-War (1960-1979): $646,500
Pre-1960: $764,700

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024·Sources

Housing Age & Structure

When homes were built and what types of structures exist. Helps assess the age and character of the housing stock.

New (2020+): 3.3%
Recent (2000-2019): 31.0%
Modern (1960-1999): 59.1%
Pre-1960: 6.6%

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024·Sources

Internet Access

Types of internet connections available to households. Important for remote workers and families.

With Internet Subscription: 93.3%
Internet Without Subscription: 2.5%
No Internet Access: 4.3%

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024·Sources

Cities in Okaloosa County

Neighborhoods in Okaloosa County

Harris / Wynnehaven Beach

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates, 2024·Sources